Attention homeowners in Wheaton and Dupage County: Get an Appraisal today!
The top reasons Illinois homeowners need J.S. Appraisals, Inc.:
At J.S. Appraisals, Inc., we understand the particular needs of a customer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at J.S. Appraisals, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value estimation than yours.
Challenge Tax AssessmentYour local tax assessor may have your home overvalued if you live in a region that's going down or not appreciating as much as other houses close to yours. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal report from J.S. Appraisals, Inc. is your perfect weapon when contesting your property tax assessment.
Appraisals to cancel PMIA preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. At J.S. Appraisals, Inc., we're experienced in helping people just like you remove unwanted PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. J.S. Appraisals, Inc. can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?Do you need an expert to double-check your appraisal for preciseness, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? J.S. Appraisals, Inc. offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? J.S. Appraisals, Inc. can help you with that. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.